It's tempting to think caring for a pet is possible even if you can't afford the upfront retail price. Think again. In the case of owning a dog, the purchase price doesn't compare to the cost of keeping it healthy and happy throughout its life.
Before bringing it home, you will need to be prepared. That means buying dishes, collars, leashes, beds, crates, toys, etc. Then there is the cost of feeding it. Large breed dogs can easily consume a huge bag of dog food a month.
Training classes are also essential. Dogs need to be taught basic commands and the ability to socialize with other dogs and people.
Your dog will also need regular trips to the vet for annual check-ups andvaccinations. Puppies visit the vet far more frequently as they need their initial vaccinations and de-worming. They also need to be spayed/neutered, typically around 5-6 months of age.
You'll likely spend upwards of $1,000 in the first year of your dog's life for these essentials.
Also, if your dog becomes sick or injured, bringing them back to health can be costly. That's why many people are opting into insurance plans. Several companies offer pet insurance, and each has different packages available, offering varying levels of coverage. Simple plans can cover accidents only, with a cap on the amount that is covered. More deluxe plans can cover every trip to the vet, including check-ups and examinations. As with all types of insurance policies, it's important to read the fine print. Most plans won't cover pre-existing conditions and have limits to the amount they will cover.